Did You Know That Everyone is Looking at Your Credit Report?
Did You Know That Everyone is Looking at Your Credit Report?
Your employer probably saw a replica before hiring you And your landlord likely thought about it before accepting you as a tenant. Long distance phone carriers And cell phone companies even look at it before providing their services. And you’ve seldom even seen your own credit document? In fact, according to a recent study, less than 20% of all Americans have ever seen their credit document. Most people become concerned about their credit document only when they are denied cr[....] Read more
Credit Scores Decline for Millions of Americans
Credit Scores Decline for Millions of Americans
Millions of Americans have seen their credit scores fall amongst the lowest levels feasible. FICO is reporting that almost 44 million people, 25.5 % of consumers, currently have a credit score less than 600. A credit score this low makes a borrower a high risk for lenders.
These low credit scores will make it almost impossible for these consumers to receive a mortgage, auto loans, or credit cards. Over the past six years the amount of people with credit scores below 600[....] Read more
Can I Get Rid Of My Medical Debt In Bankruptcy?
Can I Get Rid Of My Medical Debt In Bankruptcy?
consultations, And they see plenty of people with high medical bills. So you are not alone. In fact, one has said that everybody in this country is one medical bill away from filing bankruptcy. This ought to come as no surprise with the state of the U.S.
heath care technique. Most insurance designs demand high deductibles And co-pays, And if you have had a serious injury, you know the way those co-pays And deductibles can add up. Even if you have the best insurance, you are definite [....] Read more
How to Report an Error on Your Credit Report
How to Report an Error on Your Credit Report
Have you been turned down for a loan recently? Have you applied for store credit and been refused? Did you really want that car and find out that because of your ‘credit score’ that they would have to require an unreasonable down payment?
Credit reports are designed to help businesses evaluate the risk factor in giving you money or valuable products on a line of credit.
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Filing for a Bankruptcy Because of Medical Bills
Filing for a Bankruptcy Because of Medical Bills
Unfortunately, it is common that people can’t afford to pay their medical bills, and we finish up having to file for bankruptcy because of it. sometimes, unplanned visits to the emergency room can run upwards of ,000, while surgeries can cost ,000 or more. and how is the average relatives going to be able to pay all of that back, if it doesn’t have insurance or is underinsured?
Ron Brown is the owner of the Brown Law Firm, a Tulsa bankruptcy firm that helps clients throughout the Oklahoma area. and ac[....] Read more